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CIS WorldWide Privacy
Policy
Effective Date:
January 1, 2008
This Privacy Policy describes the types
of personal and non-personal information we collect on this website
and any other website listed at www.professionalcash.com/sites.html (each, a “Site”), how we use such information
and to whom and under what circumstances we may disclose it. By
using the Site, you agree to the collection, use and disclosure of your
personally identifiable information as described in this Privacy Policy.
If you do not agree to the terms of this Privacy Policy, please do not
use the Site.
Collection of Information
We collect personal information from
you when you: (1) register on the Site; (2) subscribe to one of
our mailing lists; (3) contact us; and (4) order products and services.
The information we collect includes your name, address, email address,
telephone number. We also store your searches for 60 days, after
which time we delete them. If you make a purchase, our service provider
ClickBank will collect your payment information. ClickBank does
not share that information with us.
As part of the standard operation of
the Site, we may collect certain non-personal information from you,
including but not limited to your browser type, operating system, IP
address and the domain name from which you accessed the Site.
In addition, we may collect information about your browsing behavior,
such as the date and time you visit the Site, the areas or pages of
the Site that you visit, the amount of time you spend viewing the Site,
the number of times you return to the Site, your search history and
other click-stream data.
We may use cookies to collect the non-personal
information described above. A cookie is a small text file that
may be stored on the hard drive of your computer when you access the
Site. We may also use cookies to remember you when you return
to the Site. In addition, our vendor ClickBank may place a cookie
on the Site to recognize the website that referred you to the Site.
You are free to decline cookies, but by doing so, you may not be able
to use certain features on the Site or take full advantage of all of
our offerings. Check the “Help” menu of your browser to learn
how to change your cookie preferences.
Access to Information You Provide
to Us
You may access any personal information
you provide to us and correct or modify such information by sending
an email with your request to support@cisworldwide.com.
Use of Information
We may use the information we collect
from and about you for any of the following purposes: (1) to fulfill
your requests for products and services; (2) to provide you with targeted
offers and advertising on the Site; (3) to contact you via email, direct
mail and telephone with service updates and information and promotional
materials and offers from our company as well as from our subsidiaries,
affiliates, marketing partners, advertisers and other third parties;
(4) to contact you when necessary; (5) to review Site usage and operations;
(6) to address problems with the Site, our business or our products
and services; and (7) to protect the security or integrity of the Site
and our business.
Disclosure of Information
We may disclose information collected
from and about you to the following entities for the following purposes: (1) to our related companies, service providers and suppliers, if the
disclosure will enable them to fulfill a product or service request
or to perform a business, professional or technical support function
for us; (2) as necessary if we believe that there has been a violation
of our terms of use or of our rights or the rights of any third party;
(3) to respond to judicial process and provide information to
law enforcement agencies or in connection with an investigation on matters
related to public safety, as permitted by law, or otherwise as required
by law; and (4) in the event that our company or substantially all of
its assets are acquired, your personal information may be one of the
transferred assets. We may also sell, rent or lease your personal information to our marketing
partners, advertisers or other third parties. If you would prefer
that we not share your personal information with such third parties,
please contact us at support@cisworldwide.com.
We may disclose aggregate, non-personally
identifiable information about site users to third parties.
Security
We have taken certain physical, electronic,
contractual, and managerial steps to safeguard and secure the information
we collect from Site visitors.
Children
We do not direct the Site to, nor do
we knowingly collect any personal information from, children under thirteen.
Third Party Websites
The Site may contain links to third-party
websites, which may have privacy policies that differ from our own.
We are not responsible for the activities and practices that take place
on these sites. Accordingly, we recommend that you review the
privacy policy posted on any site that you may access through the Site.
Changes to This Privacy Policy
We may change this privacy policy from
time to time. When we do, we will post the change(s) on our website.
If we change the policy in a material way, we will provide appropriate
online notice to you.
Contact Us
If you have questions or concerns about
this Privacy Policy, contact us at support@cisworldwide.com.
CIS Worldwide
Websites Terms of Use
Effective:
January 1, 2008
PLEASE READ
THIS DOCUMENT CAREFULLY. IT CONTAINS IMPORTANT INFORMATION ABOUT
YOUR RIGHTS AND OBLIGATIONS. IT ALSO CONTAINS A DISPUTE RESOLUTION
CLAUSE.
These Terms
of Use govern your use of the following CIS Worldwide websites (collectively,
the “Websites”): CivilRecords.org; CourtRecords.org; Governmentregistry.org;
CIS Worldwide; SSNrecords.org; and Webstigate.com. Please read them carefully before using the Websites.
Agreement
to Terms
By using the
Websites, you agree to these Terms of Use and the CIS Worldwide Privacy
Policy, which is incorporated into these Terms of Use
by reference. Each time you use a Website, you reaffirm your acceptance
of the then-current Terms of Use. If you do not wish to be bound
by these Terms of Use, you may discontinue using the Websites.
You cannot purchase any services on the Websites until you have accepted
these Terms of Use.
CIS Worldwide
may change these Terms of Use at any time, in its sole discretion, and
without notice to you. The modified Terms of Use will be effective
immediately upon posting and you agree to the new posted Terms of Use
by continuing your use of the Websites. You are responsible for
staying informed of any changes. If you do not agree with the
modified Terms of Use, your only remedy is to discontinue using the
Websites.
Terms of
Purchase
After you make
a purchase on the Websites, you will gain access to our Member’s area,
a one stop source for all your information needs. The member’s area
combines the power of over 30 different searches, tools, and resources
to help you in your investigation process. Our Member’s area
is conveniently divided into two types of searches, Direct and Unlimited
(as more fully described below). Your “Report and Membership Access”
fee will grant you access to our member’s area and also it will be
your “Direct Search” balance. You can use these funds to execute
various Direct searches. Please note that your credit card or your
Paypal account is not charged each time you conduct Direct searches.
The cost per each Direct search will be deducted from your Direct search
balance. Should you run out of funds, you may purchase additional searches
in our Member’s area. After the expenditure of your funds, your subsequent
use of the CIS Worldwide’s products and services will be subject to
CIS Worldwide’s then-current rates.
Direct searches
may include: Bankruptcy Records search, Birth Records search, Business
Records search, Comprehensive Background search, Court Records Search,
Criminal Records search, Death Index search, Email search, Federal Records
search, Legal/Civil Judgments search, Marriage/Divorce search, People
Search, Person Report, Property Records, Relatives search, Reverse Cell
Phone search, Reverse Landline Phone search, Reverse IP search, Sex
Offender Search, SSN Validation search, SSN Records search, Vessel/Watercraft
Records search, and Warrant search.
Please note
that you will be charged for any Direct search, regardless of whether
your search yields any records or the correct records.
Unlimited
reports may include: Address history, age, date of birth, marital
status, phone number(s), possible relatives and associates, and property
records.
Data on
the Websites
The Websites
allow you to conduct searches of various public records, as described
above. Any data presented as a result of these searches (the “Data”)
is derived from records that are not in the control of CIS Worldwide
and may not always be accurate or complete. Please see the Warranties
section below for more information. If you have questions about
any Data, or wish to dispute the accuracy of any Data, you should contact
the official record keeper.
Your Account
Only individuals
who are United States residents who are eighteen (18) years of age or
older may create an account and conduct searches on the Websites.
Accounts are for individual use and you are strictly prohibited from
allowing third parties to use your account. You are entirely responsible
for maintaining the confidentiality of your account and you agree to
indemnify and hold harmless CIS Worldwide for losses incurred by CIS
Worldwide or another party due to any use of your account by a third
party. You agree to notify CIS Worldwide immediately if you become
aware or suspect that any third party is using your account.
Use of Data
By conducting
any searches on the Websites, you represent and warrant that you will
only use the Websites and Data for a lawful purpose. Examples
of lawful purposes include, but are not limited to: (a) fraud
prevention; (b) due diligence research on potential or existing applicants
or customers; (c) insurance claims investigations, (d) asset verification;
(e) location of criminals, witnesses, beneficiaries, or heirs; (f) research
for debt collection activities; (g) child support enforcement; and (h)
compliance with federal, state, or local laws or regulations.
You may not use the Websites or Data for any unlawful purpose.
Examples of unlawful purposes include, but are not limited to:
(a) stalking or harassing any individual; (b) determining a consumer’s
eligibility for credit or insurance in violation of the Fair Credit
Reporting Act (15 U.S.C. § 1681); (c) requesting information under
false pretenses; and (d) using Data for any other purpose prohibited
by law. Furthermore, you agree not to access, reproduce, duplicate,
sell, resell, transfer, or exploit the Data for any commercial purposes.
Copyrights
and Trademarks
The entire
contents of the Website constitute a collective work protected under
the copyright laws of United States and other copyright laws. CIS Worldwide
holds the copyright in the collective work. The collective work includes
works that are the property of various content providers and such works
may also protected by copyright and other intellectual property laws.
Any redistribution, retransmission or publication of any copyrighted
material is strictly prohibited without the express written consent
of the copyright owner. You agree not to change or delete any
proprietary notices from materials downloaded or printed from the Websites.
All brand and
product names are trademarks or registered trademarks of their respective
companies. You are prohibited from using any of the marks or logos
appearing throughout the Website without permission from the trademark
owner, except as permitted by applicable law.
Warranties
CIS Worldwide
provides access to Data compiled and maintained by third parties. CIS
Worldwide does not create, verify, or guarantee the accuracy of such
Data. CIS Worldwide is not necessarily affiliated with, endorsed by,
or compensated by these third parties.
THE MATERIALS
and Data ON the Websites ARE PROVIDED
“AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
TO THE FULLEST EXTENT POSSIBLE under APPLICABLE LAWs,
CIS Worldwide DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING,
BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR
A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR OTHER VIOLATION OF RIGHTS.
CIS Worldwide DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING
THE USE, VALIDITY, ACCURACY, OR RELIABILITY OF, OR THE RESULTS OF THE
USE OF, OR OTHERWISE RESPECTING, THE Data or other MATERIALS ON the
Websites. Your use of Our Services is solely at your own risk.
Limitation
of Liability
CIS Worldwide’s
entire liability and your exclusive remedy with respect to any dispute
with CIS Worldwide is to discontinue your use of the Websites.
CIS Worldwide and its vendors shall not be liable for any indirect,
special, incidental, consequential, or exemplary damage arising from
your use of the Websites or for any other claim related in any way to
your use of the Websites. These exclusions for indirect, special,
incidental, consequential, or exemplary damages include, without limitation,
damages for lost profits, lost data, loss of goodwill, work stoppage,
computer failure or malfunction, or any other commercial damages or
losses, even if CIS Worldwide had been advised of the possibility thereof
and regardless of the legal or equitable theory upon which the claim
is based. Because some states or jurisdictions do not allow the
exclusion or the limitation of liability for consequential or incidental
damages, in such states or jurisdictions,
CIS Worldwide’s and its vendors’ liability shall be limited to the
extent permitted by law.
Indemnification
You agree to
indemnify, defend, and hold CIS Worldwide, its officers, directors,
employees, agents, licensors, and suppliers, harmless from and against
any claims, actions or demands, liabilities and settlements, including,
without limitation, reasonable legal and accounting fees, resulting
from, or alleged to result from, your violation of these Terms of Use.
Termination
CIS Worldwide
has the right to terminate or restrict your account and/or access to
the Websites for any reason, or no reason whatsoever, including, without
limitation, if CIS Worldwide, in its sole discretion, considers your
use to be unacceptable, or in the event of any breach by you of the
Terms of Use. CIS Worldwide may, but shall be under no obligation to,
provide you a warning prior to termination or restriction of your use
of the Websites. CIS Worldwide will not be liable to you or any
third party for its termination or restriction of your account and/or
access. CIS Worldwide also reserves the right to terminate any
Website or any part of any Website at any time, without notice or liability
to you.
Hyperlinks
The Websites
may contain hyperlinks to third-party websites as a convenience to you.
CIS Worldwide does not control or endorse these third-party sites or
any goods or services sold on those sites. Some of these sites
may contain materials that are objectionable, unlawful, or inaccurate.
You acknowledge and agree that CIS Worldwide is not responsible or liable
for any content or other materials on these third party sites.
Use of Ideas
Submitted
You hereby
acknowledge and agree that CIS Worldwide is free to use any comments,
suggestions, information, concepts, reviews, techniques, or other information
contained in any communication you may send to CIS Worldwide or may
have with a CIS Worldwide representative (the “Ideas”), and that
CIS Worldwide shall have no obligation to compensate you in any way
for the Ideas, even if the Ideas are used by CIS Worldwide for commercial
purposes, including, but not limited to, use by CIS Worldwide for improving
the Websites or for developing and marketing any products or services.
Electronic
Notices
By using the
Websites, you agree to receive electronic communications from CIS Worldwide.
You agree that any notice or other communication that we send you electronically
will satisfy any legal communication requirements, including that such
communications be in writing.
Arbitration
ANY CLAIM OR
DISPUTE RELATING IN ANY WAY TO YOUR USE OF THE SITE OR THESE TERMS OF
USE SHALL BE SUBMITTED TO CONFIDENTIAL ARBITRATION, except that either
party may seek interim relief from any state or federal court in the
party’s state of residence to protect the party’s intellectual property
rights. ARBITRATION WOULD REMOVE YOUR RIGHT TO LITIGATE A CLAIM
IN COURT OR TO HAVE A JURY TRIAL ON THAT CLAIM. OTHER RIGHTS THAT
YOU WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION. IT
IS IMPORTANT THAT YOU READ THIS PROVISION CAREFULLY BEFORE ACCEPTING
THESE TERMS OF USE. Arbitration shall be conducted by the American
Arbitration Association (“AAA”) under its Commercial Arbitration
Rules (including, without limitation, the Supplementary Procedures for
Consumer-Related Disputes, if applicable). You may obtain a copy
of these procedures at www.adr.org
or by calling 1-800-778-7879. In the event of any inconsistency
between the AAA rules or procedures and these Terms of Use, these Terms
of Use shall control. Any participatory arbitration hearing that
you attend shall take place in the federal judicial district of your
residence. The judgment upon the award rendered by the arbitrator
shall be final and binding and may be entered in any court having jurisdiction.
The arbitrator will decide whether you or we will ultimately be responsible
for paying any fees in connection with the arbitration. Unless
inconsistent with applicable law, each party shall bear the expense
of their respective attorneys’, experts’ and witness fees, regardless
of which party prevails in the arbitration. No arbitration under
these Terms of Use shall be joined to an arbitration involving any other
party subject to these Terms of Use, whether through class arbitrations
or otherwise. Information may be obtained and claims may be filed
with the AAA at www.adr.org or 1633 Broadway, 10th Floor, New
York, NY 10019.
If any provision
of these Terms of Use is found to be invalid by any court having any
competent authority, the invalidity of such provision shall not affect
the validity of the remaining provisions of these Terms of Use, which
shall remain in full force and effect. No waiver of any provision
in these Terms of Use shall be deemed a further or continuing waiver
of such provision or any other provision.
General
Data, materials,
features, products and services may be added to or withdrawn from the
Websites or otherwise changed without notice.
The Websites
are not affiliated with the United States Government or any Federal
or State government agency.
Opt
Out Policy
An individual
may request opt-out if one of these conditions
exists: You are a state, local or federal law
enforcement officer or public official and your
position exposes you to a threat of death or serious
bodily harm; or you are a victim of identity theft;
or you are at risk of physical harm; or you have
evidence the record is incorrect or expunged.
To opt-out, submit the following information: A
written explanation of the reason for removal
request; and all request must include:
Full Name and DOB
Alias
names, if any
Current address
Previous addresses
Phone
email address
Specific details of records you are requesting not
be disclosed.
Include a print out of the records you wish to have
suppressed.
Copies of any applicable court orders, if any.
Send a signed request and accompanying documentation
to:
CISWORLDWIDE
Opt Out
Compliance Dept.
Toll-Free Fax: 1-877-471-6992
IMPORTANT NOTE:
Unsigned or incomplete requests will not be
processed.
>>> This Fax
Number is for OPT out requests ONLY.
Please
click
HERE to submit a
customer service request for any other issues.
Note
& Disclaimer: We will use good faith efforts to
help prevent your non-public record information from
being distributed. We cannot provide any assurance
that information that is otherwise public record
information, such as court records, will be
withheld. Although most information is usually
removed or blocked permanently, we do not guarantee
the information will not be available again in the
future from other sources or our site.
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